Delta Auto Extended Warranty Reviews

An extended car warranty refers to mechanical breakdown coverage offered by a vehicle manufacturer. However, this term is often mistakenly used to describe coverage from third-party companies. Independent providers offer similar protection through vehicle service contracts, but we’ve used the terms interchangeably in this article for convenience.

Auto repairs can be expensive, especially when it comes to critical parts, such as the engine or transmission. Although a manufacturer’s warranty will cover repairs the first few years, many people keep their car, truck or SUV long beyond that period and encounter problems later. An extended car warranty can cover repair costs and protect you from the surprise and stress of expensive trips to the service center.

Our team looked into the best extended auto warranty companies to compare coverage, pricing and other factors, such as how well each company handles claims and the types of customer reviews it receives. Below, we explore Delta Auto Protect reviews and provide our take on the warranty company. If you’re shopping for an extended car warranty, we suggest getting several quotes from top providers to find the best coverage and price.

Delta Auto Protect

Delta Auto Protect has offered vehicle service contracts since 2013. The company directly administers its extended warranties, unlike numerous businesses that offer plans from other companies and act as a middleman. Omega Vehicle Services, LLC, owns Delta Auto Protect.

Vehicles in Florida, Missouri, Texas and Washington are not eligible for extended auto warranties from Delta Auto Protect.

The most important feature of Delta Auto Protect is their commitment to affordability by offering a Price Match Guarantee. While some exclusions apply, you can show Delta Auto Protect a quote from a competitor offering the same level of coverage and they will match the price.

• Company Name: Delta Auto Protect
• Year Founded: 2014
• Headquartered in: Philadelphia, PA
• BBB Accredited: No, and not rated by the BBB
• Endorsements: Featured on NBC News, as well as ABC, Fox, ESPN, and on Forbes.com

Here are our Delta Auto Protect review scores:

Delta Auto Protect Warranty

Extended vehicle service contracts from Delta Auto Protect are designed to cover the costs of repairs after the original manufacturer’s warranty has expired. Plans can cover vehicles for up to eight years. Coverage is available for vehicles up to 20 years old or 140,000 miles.

Delta Auto Protect provides three levels of plan options to meet the needs of drivers. These include a Diamond Plan, Diamond Plus plan, and Diamond Premier plan. All three plans come with a 24/hour roadside assistance service and rental car reimbursement. The roadside assistance service includes towing services, fuel delivery, and locksmith services.

Delta Auto Protect Diamond Plan Coverage

The Diamond Plan is the most basic plan offered by Delta Auto Protect. It provides a reasonable amount of coverage to most major vehicle systems, including:

• Engine
• Transmission
• Cooling system
• Electrical systems
• Drive Axle
• Brake system
• AWD

Delta Auto Protect Diamond Plus Coverage

The Diamond plus plan offers a higher level of coverage than the regular Diamond Plan. In addition to the systems covered in the Diamond plan, the Diamond Plus plan includes:

• 4×4/AWD systems
• Steering systems

Delta Auto Protect Diamond Premier Coverage

The Diamond Premier plan is Delta Auto Protect’s highest level of coverage. It provides all of the coverage of the lower tier plans as well as protection for:

• Air conditioning
• Fuel system
• ABS-brakes
• Suspension
• Super/turbo charger
• Hi-Tech electronics such as factory-installed backup cameras or sunroof motors
• Seals and gaskets
• GPS navigation system

Delta Extended Warranty Coverage

There are three coverage levels available. Here is a summary of what each Delta Auto Protect plan covers:

Every plan comes with 24-hour roadside assistance, which includes towing, lockout service, jump-starts and fuel delivery. Delta Auto Protect reimburses for car rentals at a higher rate than many other extended warranty providers ($65/day for four days). If your car breaks down far from home, you may also be reimbursed up to $150 to cover meals and lodging.

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Cost of Delta Auto Protect

In our research, we found Delta Auto Protect costs to be on par if not cheaper than other extended car warranty providers. Prices depend on a vehicle’s make, model, age and mileage. If you get a lower quote from another company, Delta Auto Protect promises to match it if the coverage is the same.

The size of the down payment required depends on which plan you choose. Delta Auto Protect offers 24-month payment plans, making monthly payments affordable. Some vehicle service contracts have no deductible.

How to Get a Quote and File a Claim

To get a quote, you can contact Delta Auto Protect directly by phone or fill out a form online. The quote you receive will expire quickly (possibly within a few hours). If you want to compare options from several companies (and you should), we suggest that you request information from other providers first, so you will be able to compare their plans and prices to those from Delta Auto Protect. That will allow you to make an informed decision without feeling rushed and take advantage of the company’s price match guarantee.

Since Delta Auto Protect directly administers its own plans, the hope is that you’re able to file claims and resolve disputes more easily than you would with companies that act as a middleman.

The Delta Auto Protect staff include technicians certified through the National Institute for Automotive Service Excellence (ASE). When you file claims, representatives communicate directly with repair facilities and review records to decide whether they agree with a mechanic’s diagnosis of a problem and estimated cost of repairs.

Repairs eligible for coverage under a vehicle service contract must be performed by an ASE-certified mechanic. Payments for labor are based on a repair facility’s posted hourly rate.

You can transfer or cancel Delta Auto Protect contracts. The Delta Auto Protect cancellation policy is that if you change your mind within the first 30 days and haven't filed a claim, you’re eligible for a full refund.

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Delta Auto Protect BBB

According to the Better Business Bureau (BBB), Delta Auto Protect has received a large number of customer complaints. Some customers said they were subjected to aggressive sales tactics. Quotes from Delta Auto Protect expire quickly, and consumers reported receiving numerous phone calls and said representatives pressured them to sign up for a plan before they had had a chance to review it or compare it to other options.

Reviews On Delta Auto Protect

Customers who purchased a vehicle service contract cited other problems. Some reported that claims that should have been covered were instead denied, staff failed to return phone calls and respond to emails, and the company asked customers to remove negative online reviews before it would agree to address problems.

The last five-star Delta Auto Protect review was posted in August 2018:

“I recently heard some noises coming from my car and took it into the shop. Turned out I needed a new water pump, and Delta went ahead and paid the claim with no questions asked. They paid directly to my repair shop, so I did not have to come out of pocket and get reimbursed. A++ experience for me!”

- Brian K., via BBB

“Delta Auto Protect authorized repairs, promised to pay me or mechanic, over a year now still waiting to be paid. In the meantime, I had to pay for repairs out of pocket. Please help a Gulf War Veteran receive the monies I was promised. Thank you!”

- Anonymous via BBB

“On May 23, 2018, I filed for a refund of my auto warranty due to the vehicle being totaled in an accident. I have provided all necessary photos and notarized papers two times. I have made 100s of calls inquiring about my refund of approximately $495.00. They have yet to issue my refund, which according to their policy should be in 60 days. They continue to say there are delays in the finance department. I know I am not the only one who has had issues with this company.”

- Complaint dated January 23, 2020

Delta Extended Warranty Reviews

Delta Auto Protect offers affordable vehicle service contracts. Its offer to match competitors’ pricing can be an attractive selling point for consumers who are looking to save money.

However, the company has been criticized for its aggressive sales tactics. Customers have reported that they felt pressured to purchase a plan without having an opportunity to fully review their options, since the price quoted was only available for a limited time. Consumers have also complained about poor customer service, including problems getting claims approved and refunds issued, as well as unresponsive staff.

Is Delta Auto Protect A Good Company?

Delta Auto Protect reviews are largely negative online, and the extended warranty company is the subject of a lawsuit filed by the Pennsylvania Attorney General. Even though its low prices may be appealing, we believe the negatives should give consumers pause.

Our Picks for Best Extended Car Warranties

With so many companies offering extended warranties, it can be difficult to gather all the information necessary to be sure you choose the right plan and provider for you. We took the time to review several of the best extended car warranty companies to figure out which ones offer the right combination of coverage, affordability and customer service.

Since every driver and vehicle has different needs – and since extended warranty prices depend on many factors – we recommend that you request quotes from a few companies before you purchase a plan. Here are a couple of our favorite extended car warranty companies.

CarShield: Most Affordable

CarShield has sold extended warranties for more than 15 years and has covered over a million vehicles. It offers extended warranties with low deductibles or no deductible for covered repairs. Customers may have repairs performed by any ASE-certified mechanic.

CarShield offers six levels of coverage, including coverage that other companies don’t always include in their plans. For example, CarShield sells extended warranties that cover high-tech components or motorcycles and all-terrain vehicles. Overall, we gave CarShield 9.0 out of 10.0 stars.

CARCHEX: Best for High-Mileage Cars

CARCHEX has sold vehicle service contracts for over 20 years and has a reputation for providing excellent customer service. CARCHEX has earned endorsements from several industry leaders, as well as an A+ rating from the BBB.

The company offers plans with five levels of coverage, and protection lasts up to 10 years. These plans are available for both new and pre-owned vehicles, including ones with high mileage, but options are more limited for owners of luxury vehicles. Most CARCHEX extended warranties also include coverage for roadside assistance, rental car reimbursement and trip interruption.

CARCHEX offers competitive rates and prides itself on its No-Haggle, Low-Price, Everyday Guarantee™ that makes it easy for customers to understand their options and the costs of various service contracts. Overall, we awarded CARCHEX 9.4 out of 10.0 stars.

Delta Auto Extended Warranty Review Conclusion

Delta Auto Protect provides three levels of vehicle coverage at an affordable price. All three levels come with 24/hour roadside assistance and rental car reimbursement if your car is in the shop. Contracts are fully transferable and can be fully refunded if canceled within the first 30 days of the contract.

• Best for: Drivers looking for the most affordable coverage for their vehicles of almost any age. While Delta Auto Protect has some restrictions for mileage, they do offer extended warranties for older vehicles.
• ASE-certified staff: Delta Auto Protect employs retired mechanics and other ASE-certified technicians to help you better understand coverage options and work with repair shop staff.
• 30-day money-back guarantee: If you decide Delta Auto Protect isn’t right for you, you can cancel your contract and receive a refund check by mail.
• Rental car reimbursement: If your covered repairs are going to take eight hours or more, Delta Auto Protect provides up to $65 a day in rental car reimbursement to help you keep your appointments.
• Price Match Guarantee: Provide Delta Auto Protect with a quote from a competitor and they will match the price. This is dependent on the level of coverage being the same and excludes promotions and discounts from competitors.
• Affordability: Delta is known for being an affordable option for extended warranty contracts and is consistently less expensive than its competitors.
• Claims paid directly: When you file a claim and take your car in for a covered repair at a certified repair shop, Delta Auto Protect pays the repair shop or dealership directly. You will only be responsible for the deductible. Some plans come with no deductible at all.
• Free quote: You can get a free quote online from Delta Auto Protect’s website or by calling their customer service line. Quotes may expire in a short time frame, even as little as a few hours, so you may have to get a new quote if you are hesitant to sign a contract right away.