Car Warranty Quotes
Comparing extended warranty quotes from several top-ranking providers can help you find the lowest rate and best coverage for your car.
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Key Points:
- Getting car warranty quotes is simple and may be done entirely online if you choose, but you’ll need some general information about your vehicle to get started.
- Our research team’s mystery shopping efforts found that the average cost of an extended car warranty is $1,311 per year of coverage.
- Shopping around for car warranty quotes is worth your time because many companies provide discounts or may even negotiate pricing if you mention you’re gathering quotes from competitors.
Once the factory warranty expires on your vehicle, extended warranty coverage can help with unexpected or expensive repair bills. The first step to purchasing an extended vehicle warranty is to shop around for car warranty quotes.
In this article, we explain what a car warranty quote is, what you need to get a quote, and how to get the best warranty coverage for your vehicle. We’ll also provide you with car warranty quote comparisons between the best extended car warranty providers in our industry-wide review.
An extended car warranty refers to mechanical breakdown coverage offered by a vehicle manufacturer. However, this term is often mistakenly used to describe coverage from third-party companies. Independent providers offer similar protection through vehicle service contracts, but we’ve used the terms interchangeably in this article for convenience.
What Is A Car Warranty Quote?
A car warranty quote is an estimate of what you’d pay for extended vehicle protection from a warranty provider. Gathering car warranty quotes to compare options from several reputable providers will help you find the best price for coverage.
Skipping comparison shopping for car warranty quotes means you’ll likely miss out on deals, discounts, and the lowest possible price for your vehicle protection needs.
How Car Warranty Quotes Work
Getting car warranty quotes is simple. Many providers will generate a free quote online without you needing to speak to a customer service representative. Others provide quotes by phone to make sure you fully understand coverage options. Regardless of how you gather quotes, you must provide accurate information about your car to get pricing information.
We recommend gathering quotes online for a quick and easy comparison across multiple providers. However, if you have questions about specific warranty details or exclusions, you can call the provider to speak with a representative who can help.
What Do I Need For A Car Warranty Quote?
Online or by phone, you’ll need to give the following information to the car warranty provider to generate a quote:
- Vehicle make, model, and year
- Vehicle condition
- Mileage
- Vehicle identification number (VIN)
- Your email address or phone number
Some warranty companies will email you a quote. Others may call to discuss the price of various coverage options or to ask for additional vehicle details. If you’d prefer no phone calls, there are aftermarket extended warranty providers that allow you to get a quote and purchase coverage entirely online.
Where Can I Get A Car Warranty Quote?
Where you get a car warranty quote depends on the type of coverage you’re looking for.
If you’d like an extended warranty backed by a car manufacturer, you can get a quote from your local dealership or authorized retailer. If you’re looking for flexible coverage terms and a variety of options, opting for a third-party car warranty provider might be your best bet.If you’d like an extended warranty backed by a car manufacturer, you can get a quote from your local dealership or authorized retailer. If you’re looking for flexible coverage terms and a variety of options, opting for a third-party car warranty provider might be your best bet.
Compare Car Warranty Quotes
To help you search for extended coverage, we gathered quotes from the top-ranking providers in our review of the best car warranty companies.
In the section below, learn more about Endurance, Carchex, autopom!, Olive®, CarShield, and Omega Auto Care extended car warranty plans. The total extended warranty costs in the tables below shows the fixed price under a payment plan with a down payment. The yearly cost in the tables below indicates how much you’d pay annually for ongoing coverage up to the mileage limit, if applicable.
Endurance Car Warranty Quotes
Founded: 2006
Availability: 50 states
Better Business Bureau (BBB) rating: A-
Endurance took the top spot in our industry-wide review of the best extended warranty providers. It earned 4.6 out of 5.0 stars and received our award for Best Overall thanks to its six coverage options that can last up to eight years with unlimited miles. This makes it a great pick for an extended warranty for cars over 100,000 miles. For California residents, Endurance offers mechanical breakdown insurance (MBI).
According to the car warranty quotes our research team gathered when mystery shopping, Endurance warranty plans range from $85 to $146 per month depending on the level of coverage. See the table below for more details on the quotes we received for a term length of 2.5 years/40,000 miles:
| Endurance Plan | Plan Type | Vehicle | Monthly Cost | Total Cost |
|---|---|---|---|---|
| Supreme | Exclusionary | 2022 Honda Civic | $85.68 | $2,599.40 |
| Supreme | Exclusionary | 2017 Honda Civic | $106.10 | $3,212 |
| Superior | Mid-Level | 2022 Ford Explorer | $89.30 | $2,708 |
| Secure Plus | Powertrain | 2017 Ford Explorer | $122.97 | $3,718.10 |
| Secure Plus | Powertrain | 2017 Honda Civic | $100.65 | $3,048.50 |
For these quotes, we selected a $100 deductible option with a payment plan lasting 30 months total. Every extended car warranty from Endurance comes with benefits such as roadside assistance, rental car reimbursement, and one free year of Endurance’s Elite Benefits.
Learn more about the company in our Endurance warranty review.
Carchex Car Warranty Quotes
Founded: 1999
Availability: 50 states
BBB rating: A+
Carchex earned 4.4 out of 5.0 stars in our review and the superlative of Best Industry Reputation. Its five extended warranty plans can protect vehicles up to 20 years old, making it a great choice for used cars or to buy coverage for an older model vehicle. It also has a stellar industry reputation, partnering with top companies such as Kelley Blue Book, Edmunds, and Carfax.
We found the average Carchex car warranty costs close to $150 per month, all with unlimited month-to-month term lengths. See below for more details on what we were offered:
| Carchex Plan | Plan Type | Vehicle | Monthly Cost | Deductible |
|---|---|---|---|---|
| Titanium | Exclusionary | 2022 Honda Civic | $149.99 | $200 |
| Titanium | Exclusionary | 2022 Ford Explorer | $149.99 | $200 |
| Powertrain Plus | Mid-Level | 2017 Honda Civic | $149.99 | $250 |
| Powertrain Plus | Mid-Level | 2017 Toyota 4Runner | $159.99 | $250 |
Under Carchex’s month-to-month plans, your total costs depend on how long you keep the warranty. Carchex offered our mystery shoppers discounts that would reduce the monthly price of coverage to as low as $99. Extended vehicle service contracts with Carchex come with 24/7 roadside assistance and rental car reimbursement.
Read more about this provider in our Carchex warranty review, or our comparison of Carchex vs. Endurance.
autopom! Car Warranty Quotes
Founded: 2009
Availability: 50 states
BBB rating: A+
We gave autopom! 4.6 out of 5.0 stars and our award for Best Claims Process. It has high review scores through the BBB and Trustpilot, with many customers praising the provider’s hassle-free and transparent claims process. You’ll find three levels of extended auto warranty coverage with autopom! and each has a 30-day money-back guarantee.
Our team found that autopom! plans range from $105 to $125 per month when discounts apply. Learn more about our findings in the table below:
| autopom! Plan | Vehicle | Term Length | Monthly Cost | Total Cost |
|---|---|---|---|---|
| Exclusionary | 2021 Honda CR-V | 4 years/unlimited miles | $125.75 | $3,176.80 |
| Exclusionary | 2016 Honda Civic | 4 years/unlimited miles | $106.95 | $2,701.80 |
| Mid-Level | 2022 Ford Explorer | 4 years/75,000 miles | $114.74 | $2,898.60 |
The deductible amount for the above plans was $100 and the quotes were for 24-month payment plans. Each autopom! plan comes with rental car benefits, 24/7 roadside assistance, tire protection, and trip interruption reimbursement.
Olive Car Warranty Quotes
Founded: 2000
Availability: 50 states
BBB rating: A+
Our team gave Olive 4.1 out of 5.0 stars thanks to its easy and hassle-free online purchasing experience. As soon as you enroll in a plan and sign electronically, your Olive contract is in effect with no waiting period. Olive’s plans are fully transferable to a new owner if you sell your car.
Plans ranged from $29 to $63 per month and Olive’s extended warranty quotes were some of the cheapest we found in terms of monthly cost. See the car warranty quotes for 3 years/185,000 miles that we gathered for Olive in the table below:
| Olive Plan | Plan Type | Vehicle | Monthly Cost | Total Cost |
|---|---|---|---|---|
| Complete Care | Exclusionary | 2022 Honda Civic | $96.28 | $3,466.08 |
| Powertrain Plus | Mid-Level | 2022 Honda Civic | $72.21 | $2,599.56 |
| Powertrain | Powertrain | 2022 Honda Civic | $67.40 | $2,426.40 |
| Complete Care | Exclusionary | 2022 Toyota 4Runner | $51.35 | $1,848.60 |
| Powertrain Plus | Mid-Level | 2022 Toyota 4Runner | $49.95 | $1,798.20 |
| Powertrain | Powertrain | 2022 Toyota 4Runner | $49.95 | $1,798.20 |
We priced plans with a $100 deductible and a down payment of the first month’s payment. No discounts were offered to us while getting a quote. Olive plans not only cover repair costs but also come with towing benefits and rental car reimbursement.
CarShield Car Warranty Quotes
Founded: 2005
Availability: 49 states
BBB rating: A+
CarShield earned 4.4 out of 5.0 stars and the award of Best Flexible Payment Plans in our review. It offers affordable month-to-month protection plans for those looking to avoid a lengthy contract. Its six coverage plans range from powertrain coverage to exclusionary bumper-to-bumper warranty protection.
We found a CarShield plan can cost anywhere from $110 to $150 per month depending on the plan type and discounts. Learn more about the quotes we gathered for unlimited, month-to-month payment plans in the table below:
| CarShield Plan | Plan Type | Vehicle | Monthly Cost | Deductible |
|---|---|---|---|---|
| Diamond | Exclusionary | 2022 Honda Civic | $149.99 | $200 |
| Diamond | Exclusionary | 2022 Ford Explorer | $149.99 | $200 |
| Gold | Mid-Level | 2017 Honda Civic | $149.99 | $250 |
| Gold | Mid-Level | 2017 Toyota 4Runner | $149.99 | $250 |
We were offered a first-time caller discount which would reduce the Diamond plan to between $110 and $120 per month and the Gold plan to as low as $120 monthly.
As term lengths are unlimited and CarShield warranties are month to month, your total cost will vary depending on how long you keep coverage. CarShield plans include roadside assistance, towing services, and rental car reimbursement.
Read more in our CarShield warranty review, or check out our comparisons below:
Omega Auto Care Car Warranty Quotes
Founded: 2013
Availability: 50 states
BBB rating: A+
We gave Omega Auto Care 4.3 out of 5.0 stars and the award for Best Maintenance Benefits. This provider offers a maintenance package as a perk with its vehicle service contracts–something you don’t often find with other providers. You can choose from five plans with Omega Auto Care.
Plans cost an average of $119 to $175 per month. Our research team gathered car warranty quotes for three of Omega Auto Care’s plans, all of which have term lengths of 5 years/75,000 miles, which you’ll find in the table below:
| Omega Auto Care Plan | Plan Type | Vehicle | Monthly Cost | Total Cost |
|---|---|---|---|---|
| New Exclusionary | Exclusionary | 2017 Ford Explorer | $127 | $3,048 |
| Used Stated Coverage | Mid-Level | 2012 Honda Civic | $175 | $4,200 |
| Powertrain Enhanced Protection | Powertrain | 2017 Ford Explorer | $119 | $2,856 |
Deductibles for each vehicle protection plan came in at $100. However, if you’ve covered service or repair performed by a certified RepairPal mechanic, your deductible will be $0. Each Omega Auto Care plan includes roadside assistance, road hazard coverage, rental car reimbursement, trip interruption coverage, and maintenance benefits such as oil changes.
Read more in our Omega Auto Care review.
Average Extended Car Warranty Costs
Our research and mystery shopping efforts found the average cost for an extended car warranty is $977 per year of coverage. See the table below for a cost comparison for different levels of warranty protection:
| Type of Coverage | Cost per Year of Coverage |
|---|---|
| Exclusionary | $1,005 |
| Mid-Level | $937 |
| Powertrain | $953 |
These averages were calculated from quotes we received from the top extended car warranty companies that we reviewed. Your costs may vary depending on your vehicle’s make, model, year, and mileage. In addition, pricing is based on coverage terms and deductible amounts.
Powertrain Vs. Exclusionary Car Warranty Quotes
You’ll often find providers offer quotes on powertrain plans and exclusionary extended warranty contracts. Exclusionary coverage is more extensive than powertrain protection and it typically costs more. These comprehensive coverage plans usually cover all vehicle parts except for a short list of excluded components. An exclusionary plan is the closest to a manufacturer’s warranty that you can get when buying extended coverage.
Powertrain Warranty Coverage
Car parts typically covered by an extended powertrain warranty include:
- Engine
- Oil pump
- Drive axle
- Transmission
- Transfer case
- Front- and rear-wheel drive
- Turbocharger or supercharger
Exclusionary Warranty Coverage
Each plan will have a specific list of exclusions to coverage. Here are some common items left out of exclusionary extended warranties:
- Fuel systems
- Steering parts
- Braking components
- Powertrain components
- Heating and air conditioning
- Navigation and infotainment
- Electrical components like the alternator
How To Get The Best Car Warranty Quotes
Shopping around is a surefire way to get the best quotes for an extended car warranty. Many providers are open to providing discounts or even negotiating prices if you mention you’re gathering quotes from multiple sources.
Manufacturer Vs. Third-Party Car Warranty Quotes
Choosing the right extended car warranty for your vehicle may involve gathering quotes from dealerships and third-party companies. Each has pros and cons, so you’ll want to weigh coverage differences and costs carefully before making a final decision.
Manufacturer-backed warranties pay for genuine automaker parts during car repairs performed by factory-trained auto technicians. However, you can only receive covered repairs at a dealership licensed by your car’s manufacturer, which can severely limit your options.
Third-party plans, however, provide more flexibility and affordable protection. Some even offer month-to-month contracts with unlimited mileage terms. Also, third-party companies usually allow repairs to be done at any licensed facility, greatly expanding your shop options for covered auto repairs.
Car Warranty Quotes: Our Take
Getting car warranty quotes from several providers is the best way to find the right extended coverage plan for your vehicle at a price you love. If you’re ready to start, you can use the quote tool below to compare plans from the top providers mentioned in this article.
Car Warranty Quotes: FAQ
Here are some frequently asked questions about car warranties and their costs:
What does a car warranty cover?
A car warranty helps pay for repairs if your vehicle suffers from a mechanical breakdown due to defective parts or shoddy workmanship. Unlike car insurance companies, car warranties don’t cover damage from accidents. A warranty also typically won’t cover routine maintenance services, such as an oil change or brake pad replacement.
How much do car warranties typically cost?
Our research team found the average cost for an extended car warranty is $1,311 per year of coverage. Your actual costs will vary depending on the type of car you drive and how old it is. Pricing also is determined by the level of coverage you have and your plan deductible.
Is it worth it to buy a car warranty?
An extended warranty may be worth it if your factory vehicle warranty from the manufacturer has expired–especially if you’re concerned about paying out of pocket for a costly mechanical breakdown.
How We Rate Car Warranty Companies
Our review team extensively researches extended car warranty providers to deliver inforOur review team extensively researches extended car warranty providers to deliver informed and unbiased assessments of leading companies. We evaluate several key rating factors that are important to consumers to determine which providers are the best in the industry:
- Reliability: Warranty providers that earn strong ratings from the Better Business Bureau (BBB), work with reliable partners and administrators, and have a long history in the warranty industry score well in this category.
- Coverage Plans: We take a close look at the coverage plans available through each provider, including how many are offered, maximum term limits, plan exclusions, and more. We also evaluate the added benefits companies include with their warranty plans, such as roadside assistance and trip interruption benefits.
- Pricing: Our team performs a secret shopper analysis for a variety of vehicles and coverage plans to get a sense of a provider’s average costs. We see how each company’s pricing, deductible options, and discount opportunities compare to competitors when determining this score.
- Transparency: We evaluate the availability and transparency of each company’s contracts, as well as whether each provider offers a money-back guarantee.
- Customer Experience: We consider customer reviews and complaints from sites like the BBB and Trustpilot. Our team also reaches out to customer service reps during our secret shopper analysis to get a sense of the customer experience with each company.
*Data accurate at time of publication.
